.submenu {  font-family: Arial, Helvetica, sans-serif; font-size: 12px; font-weight: bold; color: #002C69; text-decoration: none}
a.submenu:link {  font-family: Arial, Helvetica, sans-serif; font-size: 12px; font-weight: bold; color: #002C69; text-decoration: none}
a.submenu:hover {  font-family: Arial, Helvetica, sans-serif; font-size: 12px; font-weight: bold; color: #ffffff; text-decoration: underline}
a.submenu:visited {  font-family: Arial, Helvetica, sans-serif; font-size: 12px; font-weight: bold; color: #002C69; text-decoration: none}
a.submenu:visited:hover{  font-family: Arial, Helvetica, sans-serif; font-size: 12px; font-weight: bold; color: #ffffff; text-decoration: underline}

p {  font-family: Arial, Helvetica, sans-serif; font-size: 14px; color: #000000}
h1 {  font-family: Arial, Helvetica, sans-serif; font-size: 18px; font-weight: bold; color: #000099}
h3 { font-family: Arial, Helvetica, sans-serif; font-size: 16px; font-weight: bold; color: #0099FF; padding-top: 5px}

a:link { font-family: Arial, Helvetica, sans-serif; font-size: 12px; color: #003399; text-decoration: none}
a:hover { font-family: Arial, Helvetica, sans-serif; font-size: 12px; color: #ff0000; text-decoration: underline}
a:visited { font-family: Arial, Helvetica, sans-serif; font-size: 12px; color: #003399; text-decoration: none}
a:visited:hover { font-family: Arial, Helvetica, sans-serif; font-size: 12px; color: #ff0000; text-decoration: underline}

.footer {  font-family: Arial, Helvetica, sans-serif; font-size: 10px; color: #ffffff; text-decoration: none}
a.footer:hover {  font-family: Arial, Helvetica, sans-serif; font-size: 10px; color: #00ccff; text-decoration: underline}
a.footer {  font-family: Arial, Helvetica, sans-serif; font-size: 10px; color: #ffffff; text-decoration: none}
a.footer:visited {  font-family: Arial, Helvetica, sans-serif; font-size: 10px; color: #ffffff; text-decoration: none}
a.footer:visited:hover {  font-family: Arial, Helvetica, sans-serif; font-size: 10px; color: #00ccff; text-decoration: underline}

.submenu_title { font-family: Arial, Helvetica, sans-serif; font-size: 12px; font-weight: bold; color: #993366; text-decoration: none}
a.submenu_title:link { font-family: Arial, Helvetica, sans-serif; font-size: 12px; font-weight: bold; color: #993366; text-decoration: none}
a.submenu_title:hover { font-family: Arial, Helvetica, sans-serif; font-size: 12px; font-weight: bold; color: #ffffff; text-decoration: underline}
a.submenu_title:visited { font-family: Arial, Helvetica, sans-serif; font-size: 12px; font-weight: bold; color: #993366; text-decoration: none}
a.submenu_title:visited:hover { font-family: Arial, Helvetica, sans-serif; font-size: 12px; font-weight: bold; color: #ffffff; text-decoration: underline}

.staffTitle { font-family: Arial, Helvetica, sans-serif; font-size: 12px; font-weight: bold; color: #000000; text-decoration: none }

hr {color: black; height: 1px; width: 85%; align: center}
li { font-family: Arial, Helvetica, sans-serif; font-size: 14px; list-style-type: disc; text-indent: 15pt}
.faq_quest { font-family: Arial, Helvetica, sans-serif; font-size: 14px; color: #0099FF; font-style: italic; list-style-type: none; text-decoration: none}
.returnTop { font-family: Arial, Helvetica, sans-serif; font-size: 12px; padding-right: 10px; text-align: right}
.scroll {  font-family: Arial, Helvetica, sans-serif; font-size: 9pt; color: #FFFFFF; font-style: italic; font-weight: normal}
.sectionTitle { font-family: Arial, Helvetica, sans-serif; font-size: 16px; font-weight: bold; color: #0099FF; padding-top: 5px }
body {  background-image: url(images/bkg.gif)}